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February Market Commentary preview image

February Market Commentary

IntroductionThe first month of 2018 was a good one for the major stock markets which we cover in this Bulletin. We report on 12 markets and 11 of them made gains in January – in some cases, spectacular…

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​The next steps in Auto-Enrolment preview image

​The next steps in Auto-Enrolment

A recent statement from the government has announced plans to extend the automatic enrolment scheme so that it applies to all workers aged 18 or over by the mid 2020s. Currently, the scheme ensures that…

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Time in the market, not timing the markets preview image

Time in the market, not timing the markets

With markets around the world continuing to prove unpredictable as momentous financial and political events continue to unfold, it’s perhaps not a surprise that investors are increasingly concerned about…

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Is the Bitcoin bubble close to bursting? preview image

Is the Bitcoin bubble close to bursting?

You may have seen Curtis “50 Cent” Jackson make the news at the end of January after becoming a Bitcoin millionaire. The rapper, actor and businessman made his 2014 album, Animal Ambition, available for…

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What does Open Banking mean regarding your personal data? preview image

What does Open Banking mean regarding your personal data?

For many years, bank customers have been secure in the knowledge that their financial information, including their spending habits and levels of debt, are only available to them and their bank. However,…

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​The Harley Owners Group VAT battle preview image

​The Harley Owners Group VAT battle

The new year has brought with it reports of another victory for taxpayers in a mixed supply case. The case involves the VAT liable on membership fees paid to Harley-Davidson Europe Ltd by members of the…

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Received redundancy monies, wanting advice on best course of action. Kevin discussed what was important to me, taking time to explain pros & cons & helping me design best solution. An honest approach with no sales push & he cared about what I was saying


Mark Manchester

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